Claimvoy Try the MVP
Agentic AI for consumer claims

Your claims envoy.

Claimvoy uses agentic AI to claim the money you're owed when a service lets you down. Our AI agents deal with every company involved and keep working until it's paid. You only approve.

Live MVP: flight delays, cancellations and baggage claims against airlines and travel insurers.

Claimvoy · Case TC-645DC1
Awaiting your approval
Delayed baggage · BT651 Riga → Barcelona
airBaltic paid €120 of €314.55
✦ The AI agent decided to appeal on its own, citing Article 19 of the Montreal Convention.
To claims@airbaltic.example · Re: Your claim [TC-645DC1]
I do not accept the partial rejection. Under Article 19 of the Montreal Convention the carrier is liable for damage caused by delay of baggage. I request the remaining €194.55…
Accept instead Approve and send
09:12AI agent found 2 documents in your mailbox
09:14AI agent assessed the claim: €314.55
Oct 3airBaltic paid €120 · AI agent wrote an appeal
NextAI agent claims the rest from Northwind Travel Insurance
The problem

Money left on the table, every day

Travellers and customers are entitled to money they never see: compensation for a cancelled flight, expenses for a suitcase that arrived days late, the part of a loss their insurer would pay. Most never claim it, not because they don't care, but because claiming is a part-time job.

Where the complexity comes from

One trip. Many rulebooks.

Each step is simple. Together, it's weeks of work that most people give up on.

Different rules for each problem

A delayed flight falls under EU 261: fixed compensation by distance. A delayed bag falls under the Montreal Convention: your real expenses, against receipts. Your insurer follows its own policy.

Deadlines that quietly expire

7 days for damaged baggage, 21 days for a delayed bag, a few months for your insurer. Miss one, and the money is gone.

Evidence scattered everywhere

The boarding pass is in one email, the baggage report in another, the receipts on your phone.

Companies that don't say yes the first time

Requests for more documents, vague rejections ("extraordinary circumstances"), partial payments that need an answer.

More than one company owes you

The airline pays part; your travel insurer covers the rest, but only after the airline has decided, and minus what it paid.

Result

A claim is not one letter. It's a chain of rules, parties, deadlines and replies, over weeks. Exactly the kind of multi-step work that agentic AI can carry from start to finish.

A real case from the MVP

A suitcase, three days late

Two companies, two rulebooks, five emails. The traveller described the problem once and approved each email with one click.

1

airBaltic

Montreal Convention, Article 19 · paid €120 of €314.55

2

Northwind Travel Insurance

Policy section 5.2 · the rest, minus the €25 excess

Essentials bought while waitingReceipt read from the traveller's upload€314.55
Paid by airBalticAfter a partial rejection€120.00
Paid by Northwind Travel Insurance€314.55 − €120.00 − €25.00 excess€169.55
The traveller receivesinstead of nothing€289.55
How Claimvoy works

AI agents that do the work, not just answer questions

Claimvoy's AI agents carry each case from your first message to the last payment. You approve what is sent; the AI does everything else.

1 2 3 4 5 6 Understand Gather Calculate Write Follow up Continue You approve Claimvoy AI agents
1Understand

You describe what happened in your own words. An AI agent reads the trip, the incident and what you have.

2Gather

AI agents find the boarding pass, the baggage report and the receipts in your mailbox, and ask only for what's missing.

3Calculate

The rules decide the amount, calculated in code, never guessed: EU 261, the Montreal Convention, your policy terms.

4Write

An AI agent writes the claim, code checks every fact and amount, and you approve before anything is sent.

5Follow up

AI agents read every reply and act on it: send requested documents, answer questions, appeal an unfair rejection.

6Continue

When one company has decided, the next claim starts by itself, for example your insurer for the rest.

AI proposes→code checks→you approve
Why agentic AI

AI that acts on its own where it helps. Accountable everywhere.

Agentic AI is software that plans and carries out multi-step work on its own: reading, deciding the next step, writing and following up. Claimvoy's agents are AI, not a call centre; people only approve.

Long-running

A claim takes weeks. Each case stays alive, survives restarts and picks up exactly where it left off when a reply arrives.

Decides within rules

The AI agents choose the next step on their own: what to ask for, when to appeal. Clear rules limit what the AI may decide alone.

Nothing sent without you

Amounts, deadlines and eligibility come from code and regulations, not a language model. You approve every email.

Fully transparent

Every step appears on the case timeline, with the facts and the rules behind it.

Under the hood

Each claim is a checkpointed, long-running workflow with human-in-the-loop approval, built on Microsoft Agent Framework. Every company type has its own module, so new claim types are added without changing the core.

Microsoft Agent FrameworkMulti-agent AI workflowsLarge language modelsHuman in the loop.NET · ReactAzure
Where we are

From one claim type to every service that falls short

NowLive MVP

  • Flight delays, cancellations, baggage
  • Airlines, then travel insurers for the rest
  • Appeals and partial payments

NextMore receivers

  • Rail and hotels
  • Reading insurance policies automatically
  • Credit-card travel cover

LaterEvery service

  • Escalation to regulators and dispute bodies
  • Events, rentals and other services
  • Partnerships with travel and insurance platforms

Interested in early access, partnerships or investment?

We'll walk you through the live MVP and share our deck.